The McCullough Family Story

American Home Savers is dedicated to saving homes from foreclosure, even if it means going to the courthouse steps. This story begins just two days before this family's home was scheduled for foreclosure.

Ms. McClullough had generously allowed her family to stay in her 4-bedroom home, requesting only that they maintain the property and pay the mortgage. However, unbeknownst to her, her requests had not been upheld. The mortgage had not been paid for years, and the home was in dire condition—riddled with roof leaks, an inoperable HVAC system, leaking plumbing, mold, and severely outdated.

Upon realizing the impending foreclosure, Ms. McClullough contacted her mortgage company, only to discover she owed over $40,000 in back payments. Despite her earnest attempts, the bank was unwilling to cooperate on a repayment plan and had already advertised her home for auction in the Virginia Pilot.

In a last-ditch effort, Ms. McClullough turned to American Home Savers, and we immediately sprang into action. On the day of the sale, we devised a plan to bring the mortgage current. Rushing to the courthouse, we presented a certified check for $40,000, halting the foreclosure process. However, the bank remained obstinate, as there were still prospective buyers willing to purchase the property outright.

Despite the odds, our team persisted. Moved by Ms. McClullough's gratitude and tears of relief, we knew we had to go the extra mile. We completely rehabilitated the home and are now renting it to her granddaughter, with the hope that she may one day buy it back. This victory has only strengthened our commitment to aiding families in similar distress.

If you find yourself in a similar situation, don't hesitate to reach out to American Home Savers. We're here to help you navigate the complexities of foreclosure and find a solution that works for you.